Annual Percentage Rates Accurate As Of March 1, 2016

Account Type
Compound
Periods
Per Year
Min. Bal.
To Open
Account

Min. Bal.
To Obtain APY**

Interest
Rate
APY**
Holiday Club*
2
$50
$100
0.45%
0.45%
Passbook Savings*
2
$100
$100
0.20%

0.20%

NOW*
12
$1,000
$1,000
0.05%
0.05%
Money Market*
12
$2,500
$2,500
0.35%
0.35%
Consumer Treasury Index
12
$25,000
$25,000
0.45%
0.45%
3 - Month CD
4
$1,000
$1,000
0.25%
0.25%
6 - Month CD
2
$1,000
$1,000
0.35%
0.35%
12 - Month CD
2
$1,000
$1,000
0.75%
0.75%
15 - Month CD ADD-ON
4
$1,000
$1,000
0.80%
0.80%
16 - Month CD Bump
6
$1,000
$1,000
0.80%
0.80%
18 - Month CD
2
$1,000
$1,000
0.85%
0.85%
24 - Month CD
2
$1,000
$1,000
1.00%
1.00%
30 - Month CD
2
$1,000
$1,000
1.25%
1.25%
36 - Month CD
2
$1,000
$1,000
1.50%
1.50%
48 - Month CD
2
$1,000
$1,000
1.89%
1.90%
60 - Month CD
2
$1,000
$1,000
2.14%
2.15%
IRA - 18 Month CD*
2
$1,000
$1,000
1.99%
2.00%
           

Terms and Conditions
  • Interest Calculated on Average Daily Balance
  • Fees Charged May Reduce the Earnings On the Account
  • Interest Rates subject to change without notice
  • Substantial Penalty For Early Withdrawal Of CD's
  • * Variable Rate-Rates May Change After Account Is Opened
  • **APY-Annual Percentage Yield
  • Holiday Club Account: maximum balance is limited to $2,500.00; early withdrawal results in account closure; one account per household

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