Annual Percentage Rates Accurate As Of June 14, 2013

Account Type
Compound
Periods
Per Year
Min. Bal.
To Open
Account

Min. Bal.
To Obtain APY**
Interest
Rate
APY**
Holiday Club*
2
$50
$50
0.35%
0.35%
Passbook Savings*
2
$100
$100
0.15%

0.15%
NOW*
12
$1,000
$1,000
0.05%
0.05%
Money Market*
12
$2,500
$2,500
0.20%
0.20%
3 - Month CD
4
$1,000
$1,000
0.20%
0.20%
6 - Month CD
2
$1,000
$1,000
0.30%
0.30%
12 - Month CD
2
$1,000
$1,000
0.45%
0.45%
15 - Month CD ADD-ON
4
$1,000
$1,000
0.50%
0.50%
16 - Month Bump
3
$1,000
$1,000
0.50%
0.50%
18 - Month CD
2
$1,000
$1,000
0.55%
0.55%
24 - Month CD
2
$1,000
$1,000
0.65%
0.65%
30 - Month CD
2
$1,000
$1,000
0.80%
0.80%
36 - Month CD
2
$1,000
$1,000
1.00%
1.00%
48 - Month CD
2
$1,000
$1,000
1.30%
1.30%
60 - Month CD
2
$1,000
$1,000
1.59%
1.60%
IRA - 18 Month CD*
2
$1,000
$1,000
1.69%
1.70%
           

Terms and Conditions
  • Interest Calculated on Average Daily Balance
  • Fees Charged May Reduce the Earnings On the Account
  • Interest Rates subject to change without notice
  • Substantial Penalty For Early Withdrawal Of CD's
  • * Variable Rate-Rates May Change After Account Is Opened
  • **APY-Annual Percentage Yield
  • Holiday Club Account: maximum balance is limited to $5,000.00; early withdrawal results in account closure; one account per household