Annual Percentage Rates Accurate As Of October 31, 2014

Account Type
Compound
Periods
Per Year
Min. Bal.
To Open
Account

Min. Bal.
To Obtain APY**

Interest
Rate
APY**
Holiday Club*
2
$50
$100
0.45%
0.45%
Passbook Savings*
2
$100
$100
0.15%

0.15%

NOW*
12
$1,000
$1,000
0.15%
0.15%
Money Market*
12
$2,500
$2,500
0.40%
0.40%
Consumer Treasury Index
12
$25,000
$25,000
0.85%
0.85%
3 - Month CD
4
$1,000
$1,000
0.20%
0.20%
6 - Month CD
2
$1,000
$1,000
0.30%
0.30%
12 - Month CD
2
$1,000
$1,000
0.40%
0.40%
15 - Month CD ADD-ON
4
$1,000
$1,000
0.42%
0.42%
16 - Month CD Bump
6
$1,000
$1,000
0.42%
0.42%
18 - Month CD
2
$1,000
$1,000
0.50%
0.50%
24 - Month CD
2
$1,000
$1,000
0.60%
0.60%
30 - Month CD
2
$1,000
$1,000
0.70%
0.70%
36 - Month CD
2
$1,000
$1,000
0.90%
0.90%
48 - Month CD
2
$1,000
$1,000
1.25%
1.25%
60 - Month CD
2
$1,000
$1,000
1.50%
1.50%
IRA - 18 Month CD*
2
$1,000
$1,000
1.59%
1.60%
           

Terms and Conditions
  • Interest Calculated on Average Daily Balance
  • Fees Charged May Reduce the Earnings On the Account
  • Interest Rates subject to change without notice
  • Substantial Penalty For Early Withdrawal Of CD's
  • * Variable Rate-Rates May Change After Account Is Opened
  • **APY-Annual Percentage Yield
  • Holiday Club Account: maximum balance is limited to $2,500.00; early withdrawal results in account closure; one account per household