Farmers State Bank is a full-service bank with over 100 years of community banking service. We have a reputation for being a friendly and efficient full-service bank.

We opened April 9, 1898 with a capital stock of $20,000. Chas Zabel was the president at that time and J. F. O'Daniel, who became president in 1908, was the first person to make a deposit with the bank.

The Bank has experienced only one robbery, which took place on March 23, 1923. About $7,200 in cash and bonds were taken.

During the 1930s, Farmers State Bank was among the many banks experiencing difficult times during the depression. On June 6, 1935, Farmers State Bank borrowed $12,500 from the Reconstruction Finance Corporation, a branch of the United States Government, to shore up its Capital and Reserves which had been reduced due to problem loans. In lieu of that $12,500 loan, Reconstruction Finance Corporation was issued 200 shares of Farmers State Bank's preferred stock. This loan was eventually paid back to the government in the mid '40s.

Many changes have been made since the mid 1950s to better improve our services. The bank started offering savings accounts on April 7, 1959.

Ten years later, in 1969, the bank bought the old post office building. It was located next to the present building. This expansion allowed for more office space.

In 1979, the data-processing room and drive-thru were built. During that same year, Farmers State Bank upgraded to computer processing.

The '90s brought many changes to FSB. An addition was built in 1994 which included the new directors room, employee break room, and garage. The bank's Automatic Teller Machine was installed at BB's Handikorner, located in Westmoreland, in 1996. Then in 1998 more remodeling was done to add additional office space.

Farmers State Bank has implemented "Check Imaging", which produces images of the customers' checks to be returned to the customer with their statements instead of the cancelled checks that have been returned in the past.

In January of 2002 we started using the Internet to better improve our services. This allowed our customers an opportunity to check out local events, inspect our current rates, e-mail employees personally, and perform most of their banking business on-line conveniently.

In November of 2003, we became more accessible to our customers who live and work in the Manhattan area by opening our first branch bank. It is located east of Manhattan at 8685 E HWY 24.

Since the mid 1950s, these changes have all been a part of our plan to continue offering our customers the best services available; enabling them to bank with us when it is convenient for them.